I agree with the demands by The Muslim Movement for the Elimination of Prejudiced Mullahs. Zakir Naik and his hate spreading lectures and TV channels must be proscribed.

From The Star:

Naik’s just another religous bigot with ideas and attitudes that belong back in the middle-ages. In my opinion there’d be a lot more peace in the world with fewer Zakir Naik’s about.

bravo! finally someone hate the guts to ban this idiot.

They talk about freedom of speech..where is it?
They fear to talk to him….

@Sarah Khan
Are you guys all dumb Jews, He has been a peace missionary. I think you are all stupid you can not tell the difference between peace and hate.

I think you should make the entire quote available from Dr Zakir Naik “every Muslim should be a terrorist,” continues “every Muslim should be a law abiding citizen and he should terrorise the burglar, robber and those who wish to commit acts of crime”. It is important not to selectively quote to give a false impression of someone for political ends. Dr Naik is one of the most moderate and respected interfaith debaters and the decision to bar him shows a fear that some in the British government have of freedom of speech on an equal platform.

Kashif Naseer : I am agree that Dr. Naik is a peace full man. His statements are being misquoted. He has nothing do with any kind of terrorism and sectarianism. He is not only a religious scholar but a well qualified medical graduate. Muslim Ummah needs this sort of scholars who can talk with west in their language with argument s and logic

Dear Kashif,

Which Muslim Ummah? Which Islamic Definition?

They are not united even on Namaz.

I would request Mr. Abdul to upload this Documentary to show the real face of Ummah.

Most shameful is this that Salafi Actors like Yousuf Estes, Abdul Rehman Green, Zakir Naik, Bilal Philip and countless others coming out of woodwork couldn’t see these realities yet the have the audacity to preach Islam. Watch the Documentary and Read the last paragraph of this news, the extremists are getting funds from Dubai and other UAE States and Salafi Preachers are to getting aid from these countries where Human Rights Situation is worse and that too against Fellow Muslims.

For months, the BBC’s Ben Anderson hung out around the glittering, insane towers springing up in Dubai trying to infiltrate the community of expatriate workers who are putting them up. What he found when he finally got in was that the jewel of the Arab world is almost entirely built upon imported slave labor. http://www.vbs.tv/watch/vbs-news/the-slaves-of-dubai

VIEW: South Asian slaves in Dubai —Ishtiaq Ahmed Tuesday, June 15, 2010 http://www.dailytimes.com.pk/default.asp?page=20106\15\story_15-6-2010_pg3_2

The oil producing states of the Gulf combine tribalism, feudalism and rentier capitalism to produce an egregiously oppressive socio-economic order

A few days ago my older son wrote to me from Stockholm to convey his shock over a short documentary he saw by BBC’s Ben Anderson entitled ‘The Slaves of Dubai’. It is about the heart-wrenching plight of South Asian workers who arrive in Dubai in the hope of alleviating the abject poverty they are born in but end up becoming virtually bonded labour. They can also be called slaves. He wrote: “I was really shocked and upset about their situation. If you have not already written about it, can you please do it in your next column?”

So, this essay is largely to disseminate information about the construction industry mafia that ruthlessly and relentlessly exploits South Asian workers, whose labour has created all those skyscrapers, including the tallest in the world, the Burj Dubai, penthouses, luxury apartments, 7-star hotels, golf courses and what not. Now, of course, Dubai has been badly hit by the global financial crisis but it only magnifies the utter disregard that the Arab sheikhs have for all the millions of workers who live in their kingdoms as virtual slaves.

The enslavement process begins in South Asia at the time of recruitment. Impoverished families somehow manage to raise money to send a young man to Dubai — it could be any other country in that region as well. It involves selling whatever land or other possessions they have, borrowing from relatives and so on. The agent charges an exorbitant sum for arranging the passport and visa. Upon arrival in Dubai, the worker’s passport is confiscated and he is sent to a camp where he lives with thousands of other workers. The documentary showed that in a small dirty room some eight to nine people ‘live’; for some 45 people there are one or two latrines, which are filthy and nauseating. Once inside the camp the new arrival becomes practically a slave, working 12 hours a day, six days a week. The wage that is paid is one-half or one-third of what was promised. The construction firms that own the labour camps strictly regulate who comes in and who goes out. In short, the South Asian workers live in camps that are similar to a POW camp where soldiers of a defeated army are kept.

The documentary shows that the Dubai government does not seriously interfere with the way the construction firms run these camps. Occasionally some fines are imposed but these are so light that the firms continue to violate the rules and regulations that should apply to the conditions in the camps. The general line taken by the Dubai authorities and the officials of the construction firms is that the workers earn a better living than if they were living in their own country. That is probably true, but it only captures the utter helplessness of millions of our brethren who are denied their birthright to be treated with respect and dignity, both at home and when they come to the Gulf in search of work. Ben Anderson was able to interview one man from Bangladesh who broke down during the interview as he could not express the level and depth of his suffering in words and the only response left to express the emotions was to start weeping.

There is an amazing historical coincidence involved in the story of the South Asian construction workers and another architectural marvel from another age. I named my son Sahir to honour the memory of the great poet, Sahir Ludhianvi (1921-80), who gained fame by writing his unforgettable poem ‘Taj Mahal’ in which the social issue of workers’ exploitation is the main inspiration. Sahir Ludhianvi contrasted the grandeur and matchless beauty of the Mughals’ greatest architectural wonder — the Taj Mahal was started in 1632 and completed in 1653 — with the fact that those whose labour made it possible remained unsung, unrecognised and most probably unpaid. That my Sahir should now request after nearly 350 years to take up an identical issue without knowing it touched me deeply. So, his heart beats in the right place, as did that of Sahir Ludhianvi. That is ample reason for a father to feel proud.

The problem now is that much of the world has moved away from feudal oppression, and while the ravages of unbridled capitalism wreck the lives of millions on a daily basis, the situation in the oil producing states of the Gulf is much worse. These societies combine tribalism, feudalism and rentier capitalism to produce an egregiously oppressive socio-economic order. At least four compartmentalised social segments are to be found in these countries. The indigenous Arab populations are the most favoured in that they are given many welfare facilities. For that they have to keep out of politics. The second group is that of bankers, financiers and business executives and high society people who provide such services that the local populations are not educated or qualified to perform. In Saudi Arabia, I know Asian and African qualified people are paid far less than their counterparts with the same education from the western world. The situation in Dubai may be somewhat better. The third segment is semi-skilled workers, shopkeepers and others who came to the Gulf region in the early years and were able to establish their relatively independent presence. They earn well and send remittances to their families in Bangladesh, India and Pakistan. The fourth group comprises the millions of workers who live in camps and work day and night but who are treated as human dregs.

After the Mumbai terrorist attacks of November 26, 2008, I visited Pakistan to collect material for my book on the Pakistani military. That gave me an opportunity to interview some senior officers. To my very great surprise I was told that a substantial portion of al Qaeda and Taliban funding came from the Gulf Emirates and not just Saudi Arabia. That made me really angry that some Gulf Arabs had no qualms of conscience in treating poor and impoverished Muslims who work for them as dirt while some of their countrymen finance terrorist activities, which also exploit mainly individuals from poor families. The greater puzzle is of course how fairly educated Pakistanis also join such jihad instead of working for the overthrow of all rentier states in the Muslim world.

Ishtiaq Ahmed is a Visiting Research Professor at the Institute of South Asian Studies (ISAS) and the South Asian Studies Programme at the National University of Singapore and Professor Emeritus of Political Science at Stockholm University. He is currently working on a book, Is Pakistan a Garrison State? He can be reached at [email protected]

Its true that,naik is a muslim,but he is working for the whole humanity…he is trying to make brotherhood among all the muslims & hindu’s & cristians.he is also trying to solve misconceptions of all the religions,also islam..he is looking for similarities among all religions…& i really appreciate him..i think,this man is needed for the next generation…& we should not only believe the news that we hear..we should judge that..that’s what jesus tought us…

Abdul Nishapuri says:
June 20, 2010 at 3:15 am
کاشف ، میرا خیال ہے آپ کو امت اور اجماع کی تعریف بیان کرنی چاہیے – عامر مغل صاحب کا سوال بر محل ہے –
=========================

Here lies th so-called Muslim Ummah:

Haqeeqat-e-Deobandi part 1 http://www.youtube.com/watch?v=W16R2xEbCo8&feature=related

Haqeeqat-e-Deobandi part 2 http://www.youtube.com/watch?v=3bNAa5Ex-ic&feature=related

Haqeeqat-e-Deobandi part 3 http://www.youtube.com/watch?v=su55L_jwkJ4&feature=related

Many parts list goes on and on……………..

Abdul Nishapuri says:
June 20, 2010 at 3:15 am
کاشف ، میرا خیال ہے آپ کو امت اور اجماع کی تعریف بیان کرنی چاہیے – عامر مغل صاحب کا سوال بر محل ہے –
=========================

Here lies th so-called Muslim Ummah:

PART 4 is worth listening [where is Mawlana Muhammad Ahmed Madani who was objecting on Barelvi Tabbarrah on Ulama-e-Deoband] listen to the language Ulamay Deoband use in their books and decide whether to laugh or cry.

Haqeeqat-e-Deobandi part 4 http://www.youtube.com/watch?v=uWvVHT-cIP8&feature=related

Haqeeqat-e-Deobandi part 5 http://www.youtube.com/watch?v=B31gvGMYT7E&feature=related

I just stumbled upon this site and got shocked by the views of most of the commenters. I am particularly curious why Mr. Amir Mughal is so interested in writing against all the muslims and how much time he has in hand to write all this stuff. Mr. Mughal is this your full time job to write all this? And why you are throwing all these links when they do not belong to the subject. What is your faith? Are you barelvi. You criticize every one yet you do not have your own identity. Are you a Muslim?

I would suggest all who see this, to view peace tv and see a few of Dr Zakir’s programs and decide for yourself. Do not see stuff taken out of context on youtube etc.
He is an educated person. Unlike most of the mullahs, he can argue with others. And thus now feared by the UK govt. My only question to UK Govt is “Why not now defend freadom of speach”?
Only because you allow freadom of speach to those who are anti muslims.
At the end I urge typical muslims to write their views and not let these paid opinion skewers to paint an untrue picture of Islam and good people.

And at the very end. let me state this clearly
“We the muslims do not welcome this ban, you have shown one more time your double standards here (Supporting Danish cartoonist for free speach and stopping Dr. Zakir from Free Speach)”

@ Ali Arqam,
How can you make your opinion about some one just on the basis of a single interview in any current affairs program.

کاشف نصیر says:
June 21, 2010 at 2:19 am
عامر مغل صاحب امت کی تعریف پوچھنے پر شکریا۔ جناب میرے نددیق امت کی تعریف وہی
جو قرآن و سنت میں بیان کی گئی ہے۔ واللہ عالم
=====================

Dear Kashif Sahab,

What it is that define the Muslim?

It doesn’t suit Mullahs to preach about Islam when they are not even united amongst a single sect [Meraj Rabbani and Dr Zakir Naik]

A Muslim says: – June 21, 2010 at 1:55 am I am particularly curious why Mr. Amir Mughal is so interested in writing against all the muslims and how much time he has in hand to write all this stuff. What is your faith? Are you barelvi. You criticize every one yet you do not have your own identity. Are you a Muslim?
===============================

Dear Mr. Muslim,

Answer for you above queries is as under and since you mentioned a Sect therefore I will answer it through Quran on Sects. My religion is mentioned somewhere in the verses.

إِنَّ الدِّينَ عِندَ اللَّهِ الإِسْلَـمُ

English Translation:

The Religion before Allah is Islam [AL-E-IMRAN (THE FAMILY OF ‘IMRAN, THE HOUSE OF ‘IMRAN) Chapter 3 – Verse 19]

وَاعْتَصِمُواْ بِحَبْلِ اللَّهِ جَمِيعاً وَلاَ تَفَرَّقُواْ

English Translation:

And hold fast, all of you together, to the cable of Allah, and do not separate. [AL-E-IMRAN (THE FAMILY OF ‘IMRAN, THE HOUSE OF ‘IMRAN) Chapter 3 – Verse 103]

وَلاَ تَكُونُواْ كَالَّذِينَ تَفَرَّقُواْ وَاخْتَلَفُواْ مِن بَعْدِ مَا جَآءَهُمُ الْبَيِّنَـتُ وَأُوْلَـئِكَ لَهُمْ عَذَابٌ عَظِيمٌ

English Translation:

And be ye not as those who separated and disputed after the clear proofs had come unto them. For such there is an awful doom, [AL-E-IMRAN (THE FAMILY OF ‘IMRAN, THE HOUSE OF ‘IMRAN) Chapter 3 – Verse 105]

وَأَطِيعُواْ اللَّهَ وَرَسُولَهُ وَلاَ تَنَـزَعُواْ فَتَفْشَلُواْ وَتَذْهَبَ رِيحُكُمْ وَاصْبِرُواْ إِنَّ اللَّهَ مَعَ الصَّـبِرِينَ

English Translation:

And obey Allah and His messenger, and dispute not one with another lest ye falter and your strength depart from you; but be steadfast! Lo! Allah is with the steadfast. [AL-ANFAL (SPOILS OF WAR, BOOTY) Chapter 8 – Verse 46]

وَلَقَدْ أَرْسَلْنَا مِن قَبْلِكَ فِى شِيَعِ الاٌّوَّلِينَ – وَمَا يَأْتِيهِم مِّن رَّسُولٍ إِلاَّ كَانُواْ بِهِ يَسْتَهْزِئُونَ

English Translation:

We verily sent (messengers) before thee among the factions of the men of old. And never came there unto them a messenger but they did mock him. [AL-HIJR (AL-HIJR, STONELAND, ROCK CITY) Chapter 15 – Verse 10 and 11]

قُلْ هُوَ الْقَادِرُ عَلَى أَن يَبْعَثَ عَلَيْكُمْ عَذَاباً مِّن فَوْقِكُمْ أَوْ مِن تَحْتِ أَرْجُلِكُمْ أَوْ يَلْبِسَكُمْ شِيَعاً وَيُذِيقَ بَعْضَكُمْ بَأْسَ بَعْضٍ انْظُرْ كَيْفَ نُصَرِّفُ الاٌّيَـتِ لَعَلَّهُمْ يَفْقَهُونَ

English Translation:

Say: He is able to send punishment upon you from above you or from beneath your feet, or to bewilder you with dissension and make you taste the tyranny one of another. See how We display the revelations so that they may understand. [AL-ANAAM (CATTLE, LIVESTOCK) Chapter 6 Verse 65]

إِنَّ فِرْعَوْنَ عَلاَ فِى الاٌّرْضِ
َجَعَلَ أَهْلَهَا شِيَعاً

English Translation:

Lo! Pharaoh exalted himself in the earth and made its people castes. [AL-QASAS (THE STORY, STORIES) Chapter 28 – Verse 4]

مُنِيبِينَ إِلَيْهِ وَاتَّقُوهُ وَأَقِيمُواْ الصَّلوةَ وَلاَ تَكُونُواْ مِنَ الْمُشْرِكِينَ – مِنَ الَّذِينَ فَرَّقُواْ دِينَهُمْ وَكَانُواْ شِيَعاً كُلُّ حِزْبٍ بِمَا لَدَيْهِمْ فَرِحُونَ

English Translation:

Turning unto Him (only); and be careful of your duty unto Him and establish worship, and be not of those who ascribe partners (unto Him); Of those who split up their religion and became schismatics, each sect exulting in its tenets. [AL-ROOM (THE ROMANS, THE BYZANTINES) Chapter 30 – Verse 31 and 32]

إِنَّ الَّذِينَ فَرَّقُواْ دِينَهُمْ وَكَانُواْ شِيَعًا لَّسْتَ مِنْهُمْ فِى شَىْءٍ إِنَّمَآ أَمْرُهُمْ إِلَى اللَّهِ ثُمَّ يُنَبِّئُهُم بِمَا كَانُواْ يَفْعَلُونَ

English Translation:

Lo! As for those who sunder their religion and become schismatics, no concern at all hast thou with them. Their case will go to Allah, Who then will tell them what they used to do. [AL-ANAAM (CATTLE, LIVESTOCK) Chapter 6 – Verse 159]

A Muslim says: June 21, 2010 at 1:55 am And thus now feared by the UK govt. My only question to UK Govt is “Why not now defend freadom of speach”? Only because you allow freadom of speach to those who are anti muslims.
===================

Muslims should leave every Non-Muslim Country where Western Democracy is practiced and should apply for Only SUNNI MUSLIM COUNTIRES e.g. Saudi Arabia, Kuwait and UAE. Western Countries should kick every Muslim out of their countries.

Secular Democratic – Anglo Saxon system and Islam are two different systems and instead of perverting both [i mean mixing it] one must choose between either one of them.

If those who are living in West and enjoying Lucrative Jobs in Purely Infidel Setup and that too an Infidel Military Setup, and also have “ITCH” for Islam then Quran and Hadith should be ultimate for them. They should go back to their Islamic “Home Country” and start living in Muslim Society and should sacrifice Green Bucks and Social Security.

Those who want to observe Islam, Veil and Islamic Culture should come back and live in Afghanistan and Northern Areas of Pakistan.

إِنَّ الَّذِينَ تَوَفَّاهُمُ الْمَلآئِكَةُ ظَالِمِي أَنْفُسِهِمْ قَالُواْ فِيمَ كُنتُمْ قَالُواْ كُنَّا مُسْتَضْعَفِينَ فِي الأَرْضِ قَالْوَاْ أَلَمْ تَكُنْ أَرْضُ اللّهِ وَاسِعَةً فَتُهَاجِرُواْ فِيهَا فَأُوْلَـئِكَ مَأْوَاهُمْ جَهَنَّمُ وَسَاءتْ مَصِيرًا

Lo! as for those whom the angels take (in death) while they wrong themselves, (the angels) will ask: In what were ye engaged? They will say: We were oppressed in the land. (The angels) will say: Was not Allah’s earth spacious that ye could have migrated therein? As for such, their habitation will be hell, an evil journey’s end; [AN-NISA (WOMEN) Chapter 4 Verse 97]

Prophet Mohammad (peace and blessings of Allaah be upon him) said: “I disown every Muslim who settles among the mushrikeen.” [Sunnan Abu Dawood]

It is obligatory to migrate from the kaafir lands to the Muslim lands for those who are able to do that, if they are unable to practise their religion openly.

Ibn al-‘Arabi al-Maaliki said: Hijrah (migration) means leaving dar al-harb [non-Muslim lands] and going to dar al-islam [Muslim lands]. This was obligatory at the time of the Prophet (peace and blessings of Allaah be upon him) and remains so after his time for those who fear for their lives. From Nayl al-Awtaar, 8/33, by al-Shawkaani.

Al-Haafiz Ibn Hajar said concerning the hadeeth, “I disown every Muslim who settles among the mushrikeen”:

This is to be understood as referring to those who are not safe to practise their religion there. Fath al-Baari.

If one want to live in the West then follow their Law and don’t complain about Prohibition of Veil, dont raise hue and cry when someone amongst them use ‘Freedom of Expression’ to practice Homosexuality and Lesbianism openly [what do you think when an underage or even adult Muslim male or female watch these acts of Hedonism? Wont this effect him or her? Forbidden as per Quran to even go near to those things which lead to Adultery].

وَلاَ تَقْرَبُواْ الزِّنَى إِنَّهُ كَانَ فَاحِشَةً وَسَاء سَبِيلاً

And come not near unto adultery. Lo! it is an abomination and an evil way.[AL-ISRA (ISRA’, THENIGHT JOURNEY, CHILDREN OF ISRAEL) Chapter 17 Verse 32]

Even watching these things gives you wrong ideas?

What about your Tax Money through which USA and other NATO Countries financing War On Terror and bombing Innocent Muslims? Forbidden in Quran to help Combatant Non-Muslims in any way. What do you think your Tax Money does? Undoubtedly the Prophet (peace and blessings of Allaah be upon him) did not compromise in matters of his religion. When he was in Makkah, before the Hijrah, he used to pray openly, whilst they were looking on. After the Muslims became a distinct community, a specific style of dress was ordained for them, and they commanded to forsake anything else that was a symbol of kufr and was distinctive to the kuffaar, because this is imitation, and whoever imitates a people is one of them.

How can the believer be content to live in the land of the Non Muslims where the rituals of kufr [Disbelief] are proclaimed openly and rule belongs to someone other than Allaah and His Messenger, seeing that with his own eyes, hearing that with his own ears and approving of it, and even starting to feel that he belongs there and living there with his wife and children, and feeling as comfortable there as he does in the Muslim lands, even though he and his wife and children are in such great danger and their religious commitment and morals are in such peril?

AS PER PURE ISLAMIC LAW [FOR WHICH THIS UMMAH IS ITCHING] and since theses don’t exist in the West and that is why those who condemn Secular-Anglo-Saxon Western Democarcies should come back to ‘Islamic Countires’. Following are the salient feature of the Secular Democracies through which Islamic Political Activists Type of Muslims e.g. Dr Kaukab Sahab and those who belonged to Jamat-e-Islami and Ikwan but settled in the West, reap all the benefits and then shamelessly raise finger against the same system.

“QUOTE”

A- Foreign Exchange:

1 – Dealing in buying and selling for the purpose of profit, and this dealing is usually done in major currencies or financial certificates (shares and bonds) or some types of products, and it may include trade in options, futures and the indexes of major markets.

2 – Loans, which refers to the money given by the agent to the customer directly if the agent is a bank, or via a third party if the agent is not a bank.

3 – Riba, which occurs in this transaction in the form of fees for delaying the deal. This is interest that is charged to the purchaser if he does not make a decision on the same day, and which may be a percentage of the loan or a set amount.

4 – Commission, which is the money that the agent gets as a result of the investor’s (customer’s) dealing through him, and it is an agreed-upon percentage of the value of the sale or purchase.

5 – The pledge, which is a commitment signed by the customer agreeing to leave the contract with the agent as a pledge for a loan, giving him the right to sell these contracts and take back the loan if the customer’s losses reach a specific percentage of the margin, unless the customer increases the pledge in order to compensate for a drop in the price of the product.

Firstly: It involves obvious riba, which is represented by the addition to the amount of the loan which is called “paying fees for delaying the deal”. This is a kind of haraam riba. Allaah says (interpretation of the meaning):

“O you who believe! Fear Allaah and give up what remains (due to you) from Ribaa (from now onward) if you are (really) believers. 279. And if you do not do it, then take a notice of war from Allaah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums)” [al-Baqarah 2:278-279]

Secondly: The agent stipulates that the customer must deal through him, which leads to combining both giving a loan for something in return and paying commission, which is akin to combining giving a loan and selling at the same time, which is forbidden in sharee’ah because the Messenger (peace and blessings of Allaah be upon him) said: “It is not permissible to give a loan and sell at the same time…” The hadeeth was narrated by Abu Dawood (3/384) and al-Tirmidhi (3/526), who said it is a hasan saheeh hadeeth. In this case he has benefited from his loan, and the fuqaha’ are unanimously agreed that every loan that brings a benefit is haraam riba.

Thirdly: Dealings that are done in this manner in the global markets usually involve many contracts that are haraam according to sharee’ah, such as:

1- Dealing in bonds, which comes under the heading of riba which is haraam. This was stated in a resolution of the Islamic Fiqh Council in Jeddah, no. 60, in its sixth session.

2- Dealing indiscriminately in company shares. The fourth statement of the Islamic Fiqh Council of the Muslim World League in its fourteenth session in 1415 AH stated that it is haraam to deal in the shares of companies whose main purposes are haraam, or some of their dealings involve riba.

3- Selling currencies is usually done without the hand to hand exchange which makes them permissible according to sharee’ah.

4- Dealing in options and futures. A resolution of the Islamic Fiqh Council in Jeddah no. (63), in its sixth session, stated that options are not permissible according to sharee’ah, because the object of dealing in these contracts is not money or services or a financial obligation which it is permissible to exchange. The same applies to futures and trading in indexes.

5- In some cases the agent is selling something that he does not possess, and selling what one does not possess is forbidden in sharee’ah.

B- Establishing Insurance

1) All kinds of commercial insurance are clearly and undoubtedly ribaa (interest/usury). Insurance is the sale of money for money, of a greater or lesser amount, with a delay in one of the payments. It involves riba al-fadl (interest-based transaction) and riba al-nas’ (interest to be charged if payment is delayed beyond the due date), because the insurance companies take people’s money and promise to pay them more or less money when a specific accident against which insurance has been taken out happens. This is riba, and riba is forbidden in the Qur’aan, in many aayaat.

2) All kinds of commercial insurance are based on nothing but gambling which is haraam according to the Qur’aan:

“O you who believe! Intoxicants (all kinds of alcoholic drinks), and gambling, and Al-Ansaab (stone altars for sacrifice to idols etc.) and Al-Azlaam (arrows for seeking luck or decision) are an abomination of Shaytaan’s (Satan’s) handiwork. So avoid (strictly all) that (abomination) in order that you may be successful” (al-Maa’idah 5:90 – interpretation of the meaning).

All kinds of insurance are kinds of playing with chances. They tell you, Pay this much money, then if this happens to you we will give you this much. This is pure gambling. Insisting on differentiating between insurance and gambling is pure stubbornness that is unacceptable to any sound mind. The insurance companies themselves admit that insurance is gambling.

3) All kinds of insurance are forms of uncertainty, and transactions which involve uncertainty are forbidden according to many saheeh ahaadeeth, such as the hadeeth narrated by Abu Hurayrah (may Allaah be pleased with him):

“The Messenger of Allaah (peace and blessings of Allaah be upon him) forbade transactions determined by throwing a stone and transactions which involved some uncertainty.” (Narrated by Muslim).

[“Transactions determined by throwing a stone” – this was a type of transaction that was prevalent in the markets of pre-Islamic Arabia, whereby a stone was thrown by either the buyer or the seller, and whatever it touched, its transaction became binding. “Transactions which involved some uncertainty” – is a transaction in which there is no guarantee that the seller can deliver the goods for which he receives payment. Footnotes from the translation of Saheeh Muslim. (Translator)].

All forms of commercial insurance are based on uncertainty of the most extreme kind. Insurance companies and those who sell insurance refuse to insure cases except where there is clear uncertainty in whether or not the condition being insured against will happen or not. In other words, the condition being insured against must have a possibility of happening or not happening (as opposed to, for example, someone who has a pre-existing condition, such as a person who is on death row applying for life insurance–translator.) Moreover, this transaction involves something uncertain, which is when an accident will happen and the extent of the damage caused. Hence insurance combines three kinds of extreme uncertainty.

4) All kinds of commercial insurance consume people’s wealth unjustly, which is haraam according to the Qur’aan:

“O you who believe! Eat not up your property among yourselves unjustly” (al-Nisaa’ 4:29 – interpretation of the meaning).

All forms of commercial insurance are fraudulent transactions aimed at consuming people’s wealth unjustly. The precise statistics calculated by one of the German experts state that what people get back of what has been taken from them is no more than 2.9%.

Insurance is an immense loss for the nation, and there is no evidence or excuse to be found in the actions of the kuffaar who have lost the ties of kinship and friendship and are therefore forced to resort to insurance, which they hate as much as they hate death.

These are only some of the violations of sharee’ah which insurance is essentially based upon. There are numerous other violations which we do not have room to mention here, and there is no need to do so, because just one of the violations which we have mentioned above is sufficient to make insurance one of the things which is most prohibited in the sharee’ah of Allaah.

It is a shame that some people are deceived by the ways in which the insurance companies make insurance attractive and confuse them by calling it “co-operative” or “mutual support” or “Islamic”, or other names which do not change the unjust nature of insurance in the slightest.

The insurance companies’ claim that the ‘ulamaa’ have issued fatwaas stating that so-called “co-operative insurance” is halaal, is a lie. The reason for this confusion is that some insurance companies approached the ‘ulamaa’ with a deceitful set-up which has nothing to do with any kind of insurance, but they said that it was a kind of insurance which they called “co-operative insurance” (to make it sound attractive and to confuse the people). They said that it was purely in the nature of a donation, and that it was a kind of the co-operation enjoined by Allaah in the aayah (interpretation of the meaning): “Help you one another in Al-Birr and At-Taqwa (virtue, righteousness and piety)…” (al-Maa’idah 5:2), and that the aim was to co-operate in alleviating the overwhelming disasters that may befall people. But in fact what they called co-operative insurance was just like any other kind of insurance; the only difference was in the
way in which it was set up, not in its essential nature. It was far from being any kind of simple donation or co-operation in righteousness and piety; in fact it is a kind of co-operation in sin and transgression. It was not aimed at helping to relieve the distress of calamities, but at depriving people of their wealth by unjust means, which is absolutely haraam, as are other kinds of insurance. Hence what they proposed to the ‘ulamaa’ is not even insurance at all.

With regard to the claim made by some, that part of the premium (money paid to the insurer) is returned, this does not change anything and does not free insurance from the taint of ribaa, gambling, transactions based on uncertainty, unjust consumption of people’s wealth and going against the principle of trusting in Allaah (tawakkul), and other kinds of haraam actions. Insurance is deceit and confusion. Anyone who wishes to learn more should refer to the essay al-Ta’meen wa Ahkaamuhu (Insurance and its rulings). I call on every Muslim who has pride in his religion and whose hopes are focused on Allaah and the Last Day to fear Allaah and to avoid all kinds of insurance, no matter how attractive their proponents make them, for they are undoubtedly forbidden. In this manner he will protect his religion and his wealth, and he will be blessed with security from the Owner of security, may He be exalted.

3- Banking

Riba is emphatically forbidden in Islam. Allaah has condemned the one who does that and has declared war on him, and spoken of his bad end on the Day of Resurrection. Allaah says (interpretation of the meaning):

“Those who eat Ribaa will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaytaan (Satan) leading him to insanity. That is because they say: ‘Trading is only like Ribaa,’ whereas Allaah has permitted trading and forbidden Ribaa. So whosoever receives an admonition from his Lord and stops eating Ribaa, shall not be punished for the past; his case is for Allaah (to judge); but whoever returns (to Ribaa), such are the dwellers of the Fire — they will abide therein.

Allaah will destroy Ribaa and will give increase for Sadaqaat (deeds of charity, alms). And Allaah likes not the disbelievers, sinners”

[al-Baqarah 2:275, 276]

“O you who believe! Fear Allaah and give up what remains (due to you) from Ribaa (from now onward) if you are (really) believers.

And if you do not do it, then take a notice of war from Allaah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums)”

[al-Baraqah 2:278, 279]

The Prophet (peace and blessings of Allaah be upon him) cursed the one who consumes riba, the one who pays it, the one who writes it down and the two who witness it, and he said, “They are all the same.” Narrated by Muslim, 1598, from the hadeeth of Jaabir (may Allaah be pleased with him).

And he (peace and blessings of Allaah be upon him) said: “A dirham of riba consumed knowingly by a man is worse before Allaah than committing zina thirty-six times.” Narrated by Ahmad and al-Tabaraani, classed as saheeh by al-Albaani in Saheeh al-Jaami’, no. 3375.

And there are other texts which point to the enormity and abhorrent nature of this crime.

The Islamic financial system does not approve of any transaction that includes riba, rather the sharee’ah forbids certain transactions so as to prevent the means that lead to riba.

Secondly:

The banks that exist nowadays are all riba based banks, with a few rare exceptions. Just because a bank is located in a Muslim country does not mean that it is an Islamic bank. Most of these banks are connected to Jewish and Crusader banks overseas. It is most regrettable that in the Muslim lands which are home to more than a billion Muslims there is no Islamic bank that is free from riba, apart from a few institutions.

So the decision makers among the Muslims have to pay due attention to this matter and establish an independent Islamic banking system. There are scholars and people who are able to work in this field, and there is a great deal of capital, praise be to Allaah.

Thirdly:

The true Islamic financial system is a system that is free of riba, because it is a system that is derived from the Book of Allaah and the Sunnah of His Messenger (peace and blessings of Allaah be upon him). Your saying in your question that you have noticed riba in financial transactions in theIslamic banks needs further explanation. Perhaps you think that some of these transactions involve riba when they do not.

We ask Allaah to set the Muslims’ affairs straight and to help those in authority to do what is right and proper. Praise be to Allaah, the Lord of the Worlds.

4- Adult Franchise and Voting Power:

Democracy is a man-made system, meaning rule by the people for the people. Thus it is contrary to Islam, because rule is for Allaah, the Most High, the Almighty, and it is not permissible to give legislative rights to any human being, no matter who he is.

Undoubtedly the democratic system is one of the modern forms of shirk, in terms of obedience and following, or legislation, as it denies the sovereignty of the Creator and His absolute right to issue laws, and ascribes that right to human beings. Allaah says (interpretation of the meaning):

“You do not worship besides Him but only names which you have named (forged) — you and your fathers — for which Allaah has sent down no authority. The command (or the judgement) is for none but Allaah. He has commanded that you worship none but Him (i.e. His Monotheism); that is the (true) straight religion, but most men know not” [Yoosuf 12:40]

“The decision is only for Allaah” [al-An’aam 6:57]

Secondly:

The one who understands the true nature of the democratic system and the ruling thereon, then he nominates himself or someone else (for election) is approving of this system, and is working with it, is in grave danger, because the democratic system is contrary to Islam and approving of it and participating in it are actions that imply apostasy and being beyond the pale of Islam.

It is not permissible for a Muslim to nominate himself in the hope that he can become part of a system which rules according to something other than that which Allaah has revealed and operates according to something other than the sharee’ah of Islam. It is not permissible for a Muslim to vote for him or for anyone else who will work in that government, unless the one who nominates himself or those who vote for him hope that by getting involved in that they will be able to change the system to one that operates according to the sharee’ah of Islam, and they are using this as a means to overcome the system of government, provided that the one who nominates himself will not accept any position after being elected except one that does not go against Islamic sharee’ah. End quote.

The Muslims in a country that is not governed according to Islamic sharee’ah should do their utmost and strive as much as they can to bring about rule according to Islamic sharee’ah, and they should unite in helping the party which is known will rule in accordance with Islamic sharee’ah. As for supporting one who calls for non-implementation of Islamic sharee’ah, that is not permissible, rather it may lead a person to kufr, because Allaah says (interpretation of the meaning):

“And so judge (you O Muhammad صلى الله عليه وسلم) among them by what Allaah has revealed and follow not their vain desires, but beware of them lest they turn you (O Muhammad صلى الله عليه وسلم) far away from some of that which Allaah has sent down to you. And if they turn away, then know that Allaah’s Will is to punish them for some sins of theirs. And truly, most of men are Faasiqoon (rebellious and disobedient to Allaah).

50. Do they then seek the judgement of (the days of) Ignorance? And who is better in judgement than Allaah for a people who have firm Faith”

[al-Maa’idah 5:49-50].

Hence when Allaah stated that those who do not rule in accordance with Islamic sharee’ah are guilty of kufr, He warned against helping them or taking them as allies or close friends, and He commanded the believers to fear Him if they were truly believers. He says (interpretation of the meaning):

“O you who believe! Take not as Awliyaa’ (protectors and helpers) those who take your religion as a mockery and fun from among those who received the Scripture (Jews and Christians) before you, and nor from among the disbelievers; and fear Allaah if you indeed are true believers”

[al-Maa’idah 5:57]

And Allaah is the Source of strength. May Allaah send blessings and peace upon our Prophet Muhammad and his family and companions. End quote.

“UNQUOTE”

A Muslim says: – June 21, 2010 at 5:49 am Dear Mughal,
Does above of all has any relevance to the topic at all?

MAM: Yes, to those who have common sense to relate History, Islamic History, Islamic Politics and General Situation within the Muslim Societies here and in abroad. Until and unless Muslim Scholar would put their own house in order nothing will change.

A Muslim: And your answers/research does not make sense. Its called “Sawal Gandem Jawab Channa”.

MAM: Very much related with the topic. If you cannot comprehend then what can I do.

A MUSLIM: I am saying why UK has double standards, they stop Dr Naik and support Danish cartoonists freedom of speech. You started to throw a research about what people, living abroard, do and what they should do. This is not the topic here. You pasted few pages on what muslims abroad do?!

MAM: Read it again I have that Muslims who object against West should leave the west as per Quran and Hadith referecnes above.

A MUSLIM: Is this the reason why you were thrown out of PK intelligence at the age of 42 (incompetent and irrelevant researcher:) or this is due to too much heat in Jacobabad, where you live.

AM: LOL) One who is hiding behind an anonymous ID should ‘t raise finger. I resign and try to search my blog you may find many things about my Past.

A Msulim: Kidding aside, I liked your answer about the full time job. I agree, it should be job of every Muslim to separate Falsehood from Truth. I however, urge you to not throw too much irrelevant research at the poor commenters and do not attack any one coming to this site, like you did to me. If you do so, then there will be only your like minded people on this site and truth will not come to the surface:)

MAM: Do you know what Quran and Hadith says about “Kidding” without verifying. What is Truth? Define? and above all I say and show myself openly. If you raise finger on a Muslim without proof and hiding behind an Anonmymous ID then you have no right to lecture me what to talk of anyone.

A Muslim: Your answer to following does not make sense, here it is: “We the muslims do not welcome this ban, you have shown one more time your double standards here (Supporting Danish cartoonist for free speach and stopping Dr. Zakir from Free Speach)”

Aamir Mughal: Let me make it more clear. When Muslim Preacher is not allowed in UK then those Muslims who object on this ban should surrender their British Passport and Nationality and settle in Saud Arabia by applying the Quranic Verses [the reply you couldn’t get] and apply for the Saudi Nationality with Original Passports [mostly Pakistanis] and see what happens at the Airport. Why don’t Saudi Arabia allow Non-Muslim to preach outside Kaa’bah. Why this double standards.

Dr.Naik is a well known scholar.He talks about Islam with reference to quran and sahee hadith . He never preached anything hatred. He speaks everything with hikmah but as per Quran and teachings of Prophet Mohammad (SAW) Those who critcise and welcome ban on Dr sahab are not aware of his contribution towards Deen.May Alllah guide them
.I hope and trust truth will prevail and zakir Bhai will serve more and more for the betterment of Ummah.Inshaallah.
Wasalam

Interesting read, thanks! I finally see the larger picture 🙂

Aamir Bhai
Asalamu Alaikum.
To Convince You although i dont have much knowledge about Islam still i want to suggest you to go through islamic history and see the people who speak truth they where hated, punished ,banned for some time . But latter on truth prevailed and they realized and most of them accepted Islam and practized islam with full eeman. But some people who were arrogant although knowing that Prophet Mohammad(SAW) was right still didnot accet islam like that of the example of uncle of Prophet Mohammad Abu Jehal. May be that Dr zakir is not correct 100% which nobody is as a human being still i cann,t forget his contribution and the understanding and removing misconceptions about islam among muslims and our nonmuslim brothers .
Dr naik had several debates with so many scholars of non islamic faiths ,let this time also have a debate face to face and prove what is truth and what is falsehood.
Those who claim freedom of speach should not implement double standard and ban anybody wiyhout any arguement and discussion .
Wasalam.

asalamu alaikum

Bhai Jan
i fully agree with you on some issues regarding union of all scholars and something which added my knowledge to some extent.
Dear brother in my opinion a muslim is a muslim if how believes in one Allah,One Prophet (SAW) and One quran , their is no shia,no sunni ,no Barelvi no ahalhadees or any other group .
leaving aside conflicts if we will follow the fundamentals of islam and teach and convince our non muslims brothers as per the teachings of prophet mohammad (SAW) we will definitely succeed here and hereafter .
difference of opinion will be their in understanding of Quran but let us follow where we are clear that their is no superiority with respect to arabs or non arabns , black or white, shia or sunny ,etc etc
dear brother i am not a scholar but a human being full of errors . may allah show me a right path and you too also.
Allah will be protecting islam and Dr.naik is also a human being and in my opinion Dr naik is striving to understand and convince people
in a way which is the need of the day as the present age is the age of science and technology with the aid of which we are chating each other presently.
Let us not fight each other, follow which is common in all religiongs for time being and common in all socalled firqas .
Allah will guide us Inshaallah.

I am really fed up with one Mr. Amir Mugal’s statements which seems he is criticising, on the otherhand he is reasonable. But finally it is not understoios what he wants.
Coming to Dr. Zakir, I really rate him a man of scholar who removes misconceptions among the religions- eg look for so many misconceptions still exists in Hinduism, christianity etc.
A very simple question to all- What Dr. Zakir explains on similarities and misconceptions say in Hinduism, and if he could not testify them with strong references, do you believe Indian Hindus allowed him to speak from Bombay? Look in his gathering, not only Muslims, thousands of Hindus also gather and listen and they all satisfied.
I have a great faith on him as a contemporary anlyser of present day religion.
I also strongly hope, the response Dr. Zakir has produced on his banning to UK, the ban woulod soon be revrsed and you all will see, UK will issue him visa.
Best wishes to Dr. Zakir

Who says he is preaching Islam?
What authority he has to explain Islam?
By qualification he is a doctor , No body has right to explain Islam until he is :
1)Should beleive in all the blessings of Allah on His Prophet Muhammad (sallAllaah hu alihi wasalam)
2)admirer of Prophet Muhamad (salAllaah hu alihi wasalam), his Family and Sahabah (Razi Allah anhuma )
3) He has an authentic degree in ISLAM

Now see how zakir fullfills:
1)
Further He is follower of man (Abdul wahab) who barked that he will even destroy the Tomb of Sacred Prophet…….. Muhammed (May Allaah bless him)
So he has no ties with Islam at all !!

zakir says the suicide bombers are alive while he denys and says the Prophet Muhammad (salAllaah hu alihi wasalam) the leader of all is not alive. ……..(zakir can be declared out of islam on just this statement )

–zakir Favours the (beasty) killer “yazeed” Of Imam Hussain(Razi Allah Anhu ) (many proof present on youtube)
So he lacks the “Essential Love” in Islam.

Further by this favour he proves his admiration for Beasts.

3) Zakir has no valid degree in Islam. In Islam the lectures by such an illiterate are HARAM.
Lectures are far above , even the man who even knows 2000 Hadeeth CANNOT give a Single valid Fatwa then how can he?

A case should be filed against zakir and all such and there shoul be a ban on their litrature and videos to avoid false preaching of Islam in the whole world .
Bombing in tomb of Data Gang Baksh is a result of only such illegal explanations
May Allah give pakistani govt. courage to ruin these preachers and their Litrature (Ameen)

Bismillah Hirrah Maa Nirraheem
His Prophet Muhammed (sallAllaahu Alai wa AAlehi wasallam)

There are many requirements for one who want to explain Islam

1) He should accept all the blessings of Allaah on
His Prophet Muhammed (sallAllaahu Alai wa AAlehi wasallam)

2) He should pay respect and be a true admirer of the Children and Fellows of Prophet Muhammed (sallAllaahu Alai wa AAlehi wasallam)

3) He should have a highest level valid Islamic degree

Lets see the how zakir fullfills:

1) He follows the person (abdul wahab) who said on the board to destroy the grave of Prophet Muhammed (sallAllaahu Alai wa AAlehi wasallam)

He say that Prophet Muhammed ( the king of all saints and martayors) is (muazAllah) dead
and in other speaches says that the suicide bombers are alive

How dare he to bark such words! Surely he has no link with Islam

2) He says that the most notorious killer yazeed, of Prophet,s(sallAllaahu Alai wa AAlehi wasallam) Grandson, as good and justice ( the youtube contains many such clips)

Again it shows his hatred with the Children of Prophet Muhammed(sallAllaahu Alai wa AAlehi wasallam)
and love with the historical dictators and beasts

3) With respect to his qualification he is a doctor. In Islam the explanation of quran by a person who doesnot have a proper higlevel degree in Islam is ILLegal
For Example: Even the person who has learnt 1000 Hadeeth by heart CANNOT give a SiNGLE FATWA.

Then how dare zakir to play with Quran!!!

We are astronished that why this person is not banned in Islamic countries?

We request All Islamic Countries especially Pakistan to ban him and all other such illiterates andtheir LITRATURE ,who say bombing tombs and muslims is Jihad.

If the proper actions were taken in time, the bombing in the Holy shrine Of Saint DATA Ganj Baksh(may Allah bless him) , would not have happened

May Allah give Pakistani Govt. with the actions to Ban such litrature and execute its preachers (AA MEEN!)

Dr.Zakir Naik is a scholar who has not only understanding of islam but have understood other religions also.Islamic Degree is not the necessary for a true muslim .Any body can be true muslim whether having a degree or not.their are so many scholars who had not even gone to school but have contributed .Sheikhul Alam Rehmatullah Talah who explained Quran in Kashmiri had not even gone to school.
Our Prophet Mohammad (PBUH) was a oomee.
It is not a government job or the job of any company where the basic qualification is required.Go through the islamic history you can find so many people who preached islam they where having no degrees and diplomas .so many scientists were also not university qualified.
Applying brain and Allah SWT help is needed to understand the true religion and preaching with latest techniques of art and science.
Sheikh Noor Ud Din Noorani( Ra) who was also a poet taught quran and modern environment sciences who was also without any degree or diploma.
Regarding Shirk go through the Quran and see what Allah says .Allah can forgive anything but not shirk as far as my little knowledge about islam is concerned .

Dr Naik should not forget that in man’s quest for truth, arguments alone do not count. What may seem to be conclusive to him may not seem decisive to others. No, there is the danger that arguments which one has advanced with great care and cleverness may be counter productive and they may tempt others to in polemics and lead them to seek criticism or counter arguments. Dr Naik knows that he can say whatever he wants to in a non Muslim environment but a non Muslim cannot poit out the inconsistencies, contardictions, anachronism, unwarrented claims of the Quran and Hadith in a Muslim environment. Muslims will rise with violent protests and commit arson. But the wonder is that Islam and other religions have inspired millions of people in history and the world over to live peacefully. Different people have developed different ways of understanding the world around them and figure out for themselves how to understand the mystery of God and spiritual matters and thus organised their lives according to their perceptios. Dr Naik finds faults in all religions, including various Muslim sects. His version of Islam is the only true religion for all mankind. We can learn from one another and enrich our lives by the insights of other religions instead of promoting one as the best.

It is a blessing from Allah that we have a leader like Zakir Naik. Instead of learning what is true islam and how prophet Sallallahu alaiwasallam want us to lead life, it is a pity that we want to follow traditions brought from other religion.

Assalamoalaikum!

May peace be on all of you…

I just want to mention one thing. A person who supports his each and every answer with valid references from the religious scriptures cannot tell a lie. If a person is giving references from Quran, bible or even vedas or any book, it is very easy to check the authenticity of his statements. you can open the book and check it by yourself.

Secondly, you donot need to call yourself a lecturer to spread the truth. Quran is for whole of the humanity, anyone can open the quran, read it and understand it and preech its teachings. Islam has no brands. A person can understand only if Allah wills. so just try to understand. dont listen what zakir naik or anyone says. just open the quran and sahih hadith, read and understand it. and it is said in the quran
“WHEN TRUTH IS HEARD AGAINST FALSEHOOD, FALSEHOOD PERISHES FOR FALSEHOOD BY ITS NATURE BOUND TO PERISH”

Islam is a religion of peace- I understood after hearing the lecture of dr. Zakir Naik as a modern muslim. May allah give the true path(hedayat) to all the mankind specially muslim. May allah give the patience to dr. Zakir naik.

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Dr. zakir naik is a well respective person/ He should not be banned. I have heard his speeches for 5 years and none of them spread hate massages. In fact I think IF Muslim Movement for the Elimination of Prejudiced Mullahs (MMEPM) think he should be baned then they (MMEPM) should be baned.

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Salam to all,

You all are standing with non Muslims to save your incomplete form of islam and live in a world where you can live your life modifying Islam as per your convenience.

Fear the day for judgment and don’t blame this man for his excellent work to take people out of self-portrayed Islam to true Islam sent by GOD.

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