Governor Ghani: Pakistan doesn’t have any friend in the world except Allah !
*Governor NWFP has said World Powers want Pakistan’s division & if the world is ‘playing boxing with us’ then we don’t have any choice but to fight with them and answer them in same manner !
*According to him Pakistan doesn’t have any friend in this world, however Pakistan is not alone in the world as ‘Allah is our best friend’ !
Daily Express —- 21st April, 09
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عالمی طاقتیں پاکستان توڑنا چاہتی ہیں
رفعت اللہ اورکزئی
بی بی سی اردو ڈاٹ کام، پشاور
بی بی سی اردو ڈاٹ کام، پشاور
صوبہ سرحد کے گورنر اویس احمد غنی نے کہا ہے کہ پاکستان میں ایک بڑی قوم کی تمام تر صلاحتیں موجود ہیں لیکن بدقسمتی سے عالمی طاقتیں اس ملک کو ٹکڑے ٹکڑے کرنا چاہتی ہیں۔
پیر کوگورنر ہاؤس پشاور میں قبائلی صحافیوں کی تنظیم ٹرائیبل یونین آف جرنلسٹس کی نومنتخب اراکین کی تقریب حلف برداری سے خطاب کرتے ہوئے گورنر نے کہا کہ قبائلی علاقے اس وقت پوری دنیا کی توجہ کا مرکز بنے ہوئے ہیں جس کی کئی وجوہات اور محرکات ہیں تاہم اس خطے کی تاریخ بتاتی ہے کہ یہاں کسی غیر طاقت کو اپنے قدم جمانے کا موقع نہیں ملا۔
انہوں نے کہا کہ پاکستان چار بڑی اقوام پر مشتمل ہے جن میں ایک بڑی قوم کی تمام تر صلاحیتیں موجود ہیں لیکن بین الاقوامی طاقتیں اس کو ایک مضبوط قوم کے طورپر دیکھنا نہیں چاہتی بلکہ وہ اس کو تقسیم کرنے کی کوششیں کررہی ہیں۔
اویس غنی نے اس تاثر کو غلط قرار دیا کہ دنیا میں پاکستان کا کوئی دوست نہیں۔ ’ہمارا سب سے بڑا دوست اللہ تعالٰی کی ذات ہے اور اس کے علاوہ دنیا میں نہ کوئی دوستی ہوتی ہے نہ دشمنی بلکہ مفاد ہوتا ہے۔‘
پیر کوگورنر ہاؤس پشاور میں قبائلی صحافیوں کی تنظیم ٹرائیبل یونین آف جرنلسٹس کی نومنتخب اراکین کی تقریب حلف برداری سے خطاب کرتے ہوئے گورنر نے کہا کہ قبائلی علاقے اس وقت پوری دنیا کی توجہ کا مرکز بنے ہوئے ہیں جس کی کئی وجوہات اور محرکات ہیں تاہم اس خطے کی تاریخ بتاتی ہے کہ یہاں کسی غیر طاقت کو اپنے قدم جمانے کا موقع نہیں ملا۔
انہوں نے کہا کہ پاکستان چار بڑی اقوام پر مشتمل ہے جن میں ایک بڑی قوم کی تمام تر صلاحیتیں موجود ہیں لیکن بین الاقوامی طاقتیں اس کو ایک مضبوط قوم کے طورپر دیکھنا نہیں چاہتی بلکہ وہ اس کو تقسیم کرنے کی کوششیں کررہی ہیں۔
اویس غنی نے اس تاثر کو غلط قرار دیا کہ دنیا میں پاکستان کا کوئی دوست نہیں۔ ’ہمارا سب سے بڑا دوست اللہ تعالٰی کی ذات ہے اور اس کے علاوہ دنیا میں نہ کوئی دوستی ہوتی ہے نہ دشمنی بلکہ مفاد ہوتا ہے۔‘
گورنر کا کہنا تھا کہ پاکستان اسلامی دنیا کی واحد ایٹمی قوت ہے اور یہ طاقت اس ملک نے عالمی طاقتوں کطرف سے شدید مخالفت کے باجود اپنے زور بازو سے حاصل کی ہے۔ انہوں نے کہا کہ دنیا میں اقوام عالم کے شانہ بشانہ چلنے کے لیے ہمیں اقتصادی، سیاسی اور عسکری طاقت حاصل کرنا ہوں گی کیونکہ عزت اور وقار کی زندگی گزارنے کے لیے طاقتور ہونا ضروری ہے۔
’اگر دنیا پاکستان کے ساتھ باکسنگ کررہی ہے تو پھر ہمارے پاس بھی اس کے علاوہ اور کوئی چارہ نہیں رہے گا کہ ہم بھی ان کا مقابلہ کریں اور اس کا جواب دیں۔‘ انہوں نے کہا کہ جب کوئی کمزور بڑی طاقت کے سامنے پھنس جاتا ہے تو پھر کمزور کے پاس اس کے علاوہ اور کوئی طریقہ نہیں ہوتا سوائے اس کے کہ کمزور طاقتور کے خلاف لڑنے نکل پڑے۔
انہوں نے کہا کہ بحثیت قوم اور اس ملک کے شہری ہونے کے ناطے ہمیں کسی اور کا نہیں بلکہ اپنے ملک کا ایجنڈا آگے لے کر چلنا چاہیے کیونکہ ہمیں اپنے ملکی مفاد کو دیکھنا چاہیے۔ گورنر نے مزید بتایا کہ خطے کے حالات کو دیکھتے ہوئے اردگرد تمام مسائل ہی مسائل ہیں لیکن ان مشکلات کا مقابلہ کرنے کے لیے ہمیں متحد ہونا ہوگا۔
اس سے قبل گورنر نے ٹرائیبل یونین آف جرنلسٹس کے نومنتخب اراکین سے حلف لیا۔ تقریب سے ٹی یو جے کے بانی رہنما سیلاب محسود اور نو منتخب صدر شیر خان آفریدی نے بھی خطاب کیا اور قبائلی صحافیوں کو درپش
’اگر دنیا پاکستان کے ساتھ باکسنگ کررہی ہے تو پھر ہمارے پاس بھی اس کے علاوہ اور کوئی چارہ نہیں رہے گا کہ ہم بھی ان کا مقابلہ کریں اور اس کا جواب دیں۔‘ انہوں نے کہا کہ جب کوئی کمزور بڑی طاقت کے سامنے پھنس جاتا ہے تو پھر کمزور کے پاس اس کے علاوہ اور کوئی طریقہ نہیں ہوتا سوائے اس کے کہ کمزور طاقتور کے خلاف لڑنے نکل پڑے۔
انہوں نے کہا کہ بحثیت قوم اور اس ملک کے شہری ہونے کے ناطے ہمیں کسی اور کا نہیں بلکہ اپنے ملک کا ایجنڈا آگے لے کر چلنا چاہیے کیونکہ ہمیں اپنے ملکی مفاد کو دیکھنا چاہیے۔ گورنر نے مزید بتایا کہ خطے کے حالات کو دیکھتے ہوئے اردگرد تمام مسائل ہی مسائل ہیں لیکن ان مشکلات کا مقابلہ کرنے کے لیے ہمیں متحد ہونا ہوگا۔
اس سے قبل گورنر نے ٹرائیبل یونین آف جرنلسٹس کے نومنتخب اراکین سے حلف لیا۔ تقریب سے ٹی یو جے کے بانی رہنما سیلاب محسود اور نو منتخب صدر شیر خان آفریدی نے بھی خطاب کیا اور قبائلی صحافیوں کو درپش
مسائل پر روشنی ڈالی۔
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ANSAR ABBASI IS EXPOSED AGAIN:
http://chagataikhan.blogspot.com/2009/04/ansar-abbasi-jang-groups-latest.html
Its an old trick to get popularity in Pakistan by exploiting the Holy Name of Islam in which Mr Ansar Abbasi is indulged to show the world that Ansar Abbasi is ACTUALLY A SAINT IN THE GUISE OF A JOURNALIST. The same Jang Group of Newspapers/GEO TV and The News International violate Quranic and Hadith commandments on daily basis e.g. in Sunday Magazine pictures of Unveiled Women are published on regular basis [where is the Shairah of Ansar Abbasi] why dont Ansar Abbasi file news against the Female Journalists working in the News International/GEO TV/Jang Group of Newspaper without observing a proper veil. As per the latest news Sufi, Taliban must be fenced in after edicts By Ansar Abbasi Wednesday, April 22, 2009 http://thenews.jang.com.pk/top_story_detail.asp?Id=21667 filed by Mr Ansar Abbasi, The Editor Investigation – The News International, Jang Group of Newspapers and GEO TV that
“QUOTE”
Maulana Sufi Muhammad’s demands for an Islamic justice system have been met but his latest edicts against the country’s judicial, parliamentary and constitutional system may deprive him of the fruit of his life-time achievement. What Maulana Sufi Muhammad has uttered were his already known views but by expressing them in a public gathering at this crucial juncture of the Swat peace process the Tanzim Nifaz Shariat-e-Muhammadi (TNSM) chief has acted as a spoiler. His decades long struggle for Islamic justice system in Swat and Malakand Division is in sight but now he himself has threatened the achievement of his life’s goal. Now many fear that after the implementation of the Nizam-e-Adl Regulation in Swat and the Malakand region, he would possibly try to extend his struggle to other parts of the country. Maulana Sufi Muhammad’s statement that Pakistan’ democracy, its laws and judicial structure all are un-Islamic was rarely welcomed by any political leader, including even those belonging to religious political parties. While the ANP, the PPP and the PML-N deliberately did not show any strong reaction to Sufi’s declaration perhaps to save the peace process from being ruined, it was the Jamaat-e-Islami chief Syed Munnawar Hasan and JUI-F’s Maulana Fazlur Rehman who clearly rejected the TNSM chiefís interpretation of Islam vis-‡-vis Pakistan’s democracy and judicial system. Several Ulema from different schools of thought also argued against Sufi’s remarks.
“UNQUOTE”
Where had gone this captivating and cheap slogan of “Islamisation” when Supreme Court had rejected the Hasba Bill and JI and other Mullahs not only accepted the Verdict of the Supreme Court [which as per Mullah Sufi Mohammad (a true Momin) of Swat is Anti Islam, Idolatory, Polytheism and Kufr – Disbelief]:
Maulana Sufi Mohammad, chief of TNSM Tehreek Nifaz e Shareeat e Muhammadi
Here you go: http://www.thenews.com.pk/top_story_detail.asp?Id=21541 [Sufi Muhammad said challenging the Qazi courts’ verdicts in the high court or the Supreme Court of Pakistan would be tantamount to betrayal of Islam.
A case of Blasphemy and Apostasy against Mr Ansar Abbasi, The News International, Jang Group of Newspapers and GEO TV must be registered because Sufi Muhammad is Correct to the hilt and Ansar Abbasi and his Jang Group of Newspapers/GEO TV were defending Sufi Muhammad, Tehreek Nifaz e Shareeat e Muhammadi [TNSM] and Taliban but suddenly Ansar Abbasi and his whole newsgroup “Became Aware” that Sufi Muhammad is hitting the nefarious agenda of Ansar Abbasi and Jang Group of Newspapers by declaring that Democracy and Anglo Saxon Judiciary are both Kufr [Disbelief].
One wonders as to where have gone the so-called Shariah which Ansar Abbasi was trying to defend while defending Sufi Muhammad, Flogging and Taliban while reciting Quranic Verses of Surah-e-Nur[AL-NOOR (THE LIGHT) Chapter 24 from Quran] as if there is only Flogging in Quran particularly in Surah-e-Nur[AL-NOOR (THE LIGHT) Chapter 24 from Quran] and what a fun Ansar Abbasi was reciting Surah Nur Verses to an Unveiled [BAYPARDAH] GEOTV News READER [I wonder where have gone all the verses of Quran regarding Veil in the same Chapter 24 of Quran and some past of the same Chapter 24 was recited by Ansar Abbasi to exploit the issue]..
Ansari Abbasi and Jang Group of Newspapers must support Sufi Muhammad and Islam because Sufi Muhammad is correct to the hilt and all those Rascal Mullahs of Deoband, Bareli, Ahl-e-Hadith, and worst amongst them Jamat-e-Islami must support Islam now and openly like Sufi Muhammad, I salute him because at least he had the courage to say that Democracy and Anglo Saxon Judiciary are both Kufr [Disbelief] and Ansar Abbasi advising Sufi Muhammad that he shouldn’t have said that openly, what do you mean openly. Does Ansar Abbasi know that hypocrisy and double talk are also most detested vices in Islam and Ansar Abbasi has completely forsaken Quran for the sake of his so-called Pro-Judiciary Reporting but earlier he was reciting Surah Nur’s [Chapter 24 The Light] Verses from Quran as if there is nothing but FLOGGING IN QURAN.
WHY ANSAR ABBASI IS WRONG AND SUFI MUHAMMAD IS CORRECT:
The Post may please be read in the context of the Deviant Ideologies of Political Islamists Type of Muslims living in Anglo Saxon Based Secular Democratic Countrres of the West:
Democracy: meaning rule by the people for the people not as per Islam through Quran and Sunnah.
Undoubtedly the democratic system is one of the modern forms of shirk, in terms of obedience and following, or legislation, as it denies the sovereignty of the Creator and His absolute right to issue laws, and ascribes that right to human beings. Allaah says:
Those whom ye worship beside Him are but names which ye have named, ye and your fathers. Allah hath revealed no sanction for them. The decision rests with Allah only, Who hath commanded you that ye worship none save Him. This is the right religion, but most men know not. [YUSUF (JOSEPH) Chapter 12 – Verse 40]
The decision is for Allah only. [AL-ANAAM (CATTLE, LIVESTOCK) Chapter 6 Verse 57]
So judge between them by that which Allah hath revealed, and follow not their desires, but beware of them lest they seduce thee from some part of that which Allah hath revealed unto thee. And if they turn away, then know that Allah’s Will is to smite them for some sin of theirs. Lo! many of mankind are evil-livers. Is it a judgment of the time of (pagan) ignorance that they are seeking? Who is better than Allah for judgment to a people who have certainty (in their belief)? [AL-MAEDA (THE TABLE, THE TABLE SPREAD) Chapter 5 – Verse 49 and 50]
In one of his post in another thread of New Age Islam, Mr Bashir Syed has declared that he is a Mohajir in America [Immigrant in USA]. If he is so concerned about Muslims and Islam then he should follow Quran and Hadith and return back to Pakistan. Please review your stance as per Quran and Hadith [which all Muslim claim to follow and exploit] regarding Living in a Non Muslim Country. Those who want to observe Islam, Veil and Islamic Culture should come back and live in Afghanistan and Northern Areas of Pakistan.
Lo! as for those whom the angels take (in death) while they wrong themselves, (the angels) will ask: In what were ye engaged? They will say: We were oppressed in the land. (The angels) will say: Was not Allah’s earth spacious that ye could have migrated therein? As for such, their habitation will be hell, an evil journey’s end; [AN-NISA (WOMEN) Chapter 4 Verse 97]
Prophet Mohammad (peace and blessings of Allaah be upon him) said: “I disown every Muslim who settles among the mushrikeen [Polytheists].” [Sunnan Abu Dawood]
It is obligatory to migrate from the kaafir lands to the Muslim lands for those who are able to do that, if they are unable to practise their religion openly.
Ibn al-‘Arabi al-Maaliki said: Hijrah (migration) means leaving dar al-harb [non-Muslim lands] and going to dar al-islam [Muslim lands]. This was obligatory at the time of the Prophet (peace and blessings of Allaah be upon him) and remains so after his time for those who fear for their lives. From Nayl al-Awtaar, 8/33, by al-Shawkaani.
Al-Haafiz Ibn Hajar said concerning the hadeeth, “I disown every Muslim who settles among the mushrikeen”:
This is to be understood as referring to those who are not safe to practise their religion there. Fath al-Baari
For example:
If you want to live in the West then follow their Law and don’t complain about Prohibition of Veil, dont raise hue and cry when someone amongst them use ‘Freedom of Expression’ to practice Homosexuality and Lesbianism openly [what do you think when an underage or even adult Muslim male or female watch these acts of Hedonism? Wont this effect him or her? Forbidden as per Quran to even go near to those things which lead to Adultery].
And come not near unto adultery. Lo! it is an abomination and an evil way.[AL-ISRA (ISRA’, THE NIGHT JOURNEY, CHILDREN OF ISRAEL) Chapter 17 Verse 32]
Even watching these things gives you wrong ideas?
What about your Tax Money through which USA and other NATO Countries financing War On Terror and bombing Innocent Muslims? Forbidden in Quran to help Combatant Non-Muslims in any way. What do you think your Tax Money does? Undoubtedly the Prophet (peace and blessings of Allaah be upon him) did not compromise in matters of his religion. When he was in Makkah, before the Hijrah, he used to pray openly, whilst they were looking on. After the Muslims became a distinct community, a specific style of dress was ordained for them, and they commanded to forsake anything else that was a symbol of kufr and was distinctive to the kuffaar, because this is imitation, and whoever imitates a people is one of them.
How can the believer be content to live in the land of the Non Muslims where the rituals of kufr [Disbelief] are proclaimed openly and rule belongs to someone other than Allaah and His Messenger, seeing that with his own eyes, hearing that with his own ears and approving of it, and even starting to feel that he belongs there and living there with his wife and children, and feeling as comfortable there as he does in the Muslim lands, even though he and his wife and children are in such great danger and their religious commitment and morals are in such peril?
AS PER PURE ISLAMIC LAW [FOR WHICH THIS UMMAH IS ITCHING] and since theses don’t exist in the West and that is why those who condemn Secular-Anglo-Saxon Western Democarcies should come back to ‘Islamic Countires’. Following are the salient feature of the Secular Democracies through which Islamic Political Activists Type of Muslims e.g. Mr Bashir Syed and those who belonged to Jamat-e-Islami and Ikwan but settled in the West, reap all the benefits and then shamelessly raise finger against the same system.
A – Foreign Exchange:
1 – Dealing in buying and selling for the purpose of profit, and this dealing is usually done in major currencies or financial certificates (shares and bonds) or some types of products, and it may include trade in options, futures and the indexes of major markets.
2 – Loans, which refers to the money given by the agent to the customer directly if the agent is a bank, or via a third party if the agent is not a bank.
3 – Riba, which occurs in this transaction in the form of fees for delaying the deal. This is interest that is charged to the purchaser if he does not make a decision on the same day, and which may be a percentage of the loan or a set amount.
4 – Commission, which is the money that the agent gets as a result of the investor’s (customer’s) dealing through him, and it is an agreed-upon percentage of the value of the sale or purchase.
5 – The pledge, which is a commitment signed by the customer agreeing to leave the contract with the agent as a pledge for a loan, giving him the right to sell these contracts and take back the loan if the customer’s losses reach a specific percentage of the margin, unless the customer increases the pledge in order to compensate for a drop in the price of the product.
Firstly: It involves obvious riba, which is represented by the addition to the amount of the loan which is called “paying fees for delaying the deal”. This is a kind of haraam riba. Allaah says (interpretation of the meaning):
“O you who believe! Fear Allaah and give up what remains (due to you) from Ribaa (from now onward) if you are (really) believers. 279. And if you do not do it, then take a notice of war from Allaah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums)” [al-Baqarah 2:278-279]
Secondly: The agent stipulates that the customer must deal through him, which leads to combining both giving a loan for something in return and paying commission, which is akin to combining giving a loan and selling at the same time, which is forbidden in sharee’ah because the Messenger (peace and blessings of Allaah be upon him) said: “It is not permissible to give a loan and sell at the same time…” The hadeeth was narrated by Abu Dawood (3/384) and al-Tirmidhi (3/526), who said it is a hasan saheeh hadeeth. In this case he has benefited from his loan, and the fuqaha’ are unanimously agreed that every loan that brings a benefit is haraam riba.
Thirdly: Dealings that are done in this manner in the global markets usually involve many contracts that are haraam according to sharee’ah, such as:
1 – Dealing in bonds, which comes under the heading of riba which is haraam. This was stated in a resolution of the Islamic Fiqh Council in Jeddah, no. 60, in its sixth session.
2 – Dealing indiscriminately in company shares. It is haraam to deal in the shares of companies whose main purposes are haraam, or some of their dealings involve riba.
3 – Selling currencies is usually done without the hand to hand exchange which makes them permissible according to sharee’ah.
4 – Dealing in options and futures are not permissible according to sharee’ah, because the object of dealing in these contracts is not money or services or a financial obligation which it is permissible to exchange. The same applies to futures and trading in indexes.
5 – In some cases the agent is selling something that he does not possess, and selling what one does not possess is forbidden in sharee’ah.
B – Establishing Insurance
1) All kinds of commercial insurance are clearly and undoubtedly ribaa (interest/usury). Insurance is the sale of money for money, of a greater or lesser amount, with a delay in one of the payments. It involves riba al-fadl (interest-based transaction) and riba al-nas’ (interest to be charged if payment is delayed beyond the due date), because the insurance companies take people’s money and promise to pay them more or less money when a specific accident against which insurance has been taken out happens. This is riba, and riba is forbidden in the Qur’aan, in many aayaat.
2) All kinds of commercial insurance are based on nothing but gambling which is haraam according to the Qur’aan:
“O you who believe! Intoxicants (all kinds of alcoholic drinks), and gambling, and Al-Ansaab (stone altars for sacrifice to idols etc.) and Al-Azlaam (arrows for seeking luck or decision) are an abomination of Shaytaan’s (Satan’s) handiwork. So avoid (strictly all) that (abomination) in order that you may be successful” (al-Maa’idah 5:90 – interpretation of the meaning).
All kinds of insurance are kinds of playing with chances. They tell you, Pay this much money, then if this happens to you we will give you this much. This is pure gambling. Insisting on differentiating between insurance and gambling is pure stubbornness that is unacceptable to any sound mind. The insurance companies themselves admit that insurance is gambling.
3) All kinds of insurance are forms of uncertainty, and transactions which involve uncertainty are forbidden according to many saheeh ahaadeeth, such as the hadeeth:
“The Messenger of Allaah (peace and blessings of Allaah be upon him) forbade transactions determined by throwing a stone and transactions which involved some uncertainty.” (Narrated by Muslim).
[“Transactions determined by throwing a stone” – this was a type of transaction that was prevalent in the markets of pre-Islamic Arabia, whereby a stone was thrown by either the buyer or the seller, and whatever it touched, its transaction became binding. “Transactions which involved some uncertainty” – is a transaction in which there is no guarantee that the seller can deliver the goods for which he receives payment. Footnotes from the translation of Saheeh Muslim. (Translator)].
All forms of commercial insurance are based on uncertainty of the most extreme kind. Insurance companies and those who sell insurance refuse to insure cases except where there is clear uncertainty in whether or not the condition being insured against will happen or not. In other words, the condition being insured against must have a possibility of happening or not happening (as opposed to, for example, someone who has a pre-existing condition, such as a person who is on death row applying for life insurance–translator.) Moreover, this transaction involves something uncertain, which is when an accident will happen and the extent of the damage caused. Hence insurance combines three kinds of extreme uncertainty.
4) All kinds of commercial insurance consume people’s wealth unjustly, which is haraam according to the Qur’aan:
“O you who believe! Eat not up your property among yourselves unjustly” (al-Nisaa’ 4:29 – interpretation of the meaning).
All forms of commercial insurance are fraudulent transactions aimed at consuming people’s wealth unjustly. The precise statistics calculated by one of the German experts state that what people get back of what has been taken from them is no more than 2.9%.
Insurance is an immense loss for the nation, and there is no evidence or excuse to be found in the actions of the kuffaar who have lost the ties of kinship and friendship and are therefore forced to resort to insurance, which they hate as much as they hate death.
These are only some of the violations of sharee’ah which insurance is essentially based upon. There are numerous other violations which we do not have room to mention here, and there is no need to do so, because just one of the violations which we have mentioned above is sufficient to make insurance one of the things which is most prohibited in the sharee’ah of Allaah.
It is a shame that some people are deceived by the ways in which the insurance companies make insurance attractive and confuse them by calling it “co-operative” or “mutual support” or “Islamic”, or other names which do not change the unjust nature of insurance in the slightest.
The insurance companies’ claim that the ‘ulamaa’ have issued fatwaas stating that so-called “co-operative insurance” is halaal, is a lie. The reason for this confusion is that some insurance companies approached the ‘ulamaa’ with a deceitful set-up which has nothing to do with any kind of insurance, but they said that it was a kind of insurance which they called “co-operative insurance” (to make it sound attractive and to confuse the people). They said that it was purely in the nature of a donation, and that it was a kind of the co-operation enjoined by Allaah in the aayah (interpretation of the meaning): “Help you one another in Al-Birr and At-Taqwa (virtue, righteousness and piety)…” (al-Maa’idah 5:2), and that the aim was to co-operate in alleviating the overwhelming disasters that may befall people. But in fact what they called co-operative insurance was just like any other kind of insurance; the only difference was in the way in which it was set up, not in its essential nature. It was far from being any kind of simple donation or co-operation in righteousness and piety; in fact it is a kind of co-operation in sin and transgression. It was not aimed at helping to relieve the distress of calamities, but at depriving people of their wealth by unjust means, which is absolutely haraam, as are other kinds of insurance. Hence what they proposed to the ‘ulamaa’ is not even insurance at all.
With regard to the claim made by some, that part of the premium (money paid to the insurer) is returned, this does not change anything and does not free insurance from the taint of ribaa, gambling, transactions based on uncertainty, unjust consumption of people’s wealth and going against the principle of trusting in Allaah (tawakkul), and other kinds of haraam actions. Insurance is deceit and confusion.
3 – Banking
Riba is emphatically forbidden in Islam. Allaah has condemned the one who does that and has declared war on him, and spoken of his bad end on the Day of Resurrection. Allaah says (interpretation of the meaning):
“Those who eat Ribaa will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaytaan (Satan) leading him to insanity. That is because they say: ‘Trading is only like Ribaa,’ whereas Allaah has permitted trading and forbidden Ribaa. So whosoever receives an admonition from his Lord and stops eating Ribaa, shall not be punished for the past; his case is for Allaah (to judge); but whoever returns (to Ribaa), such are the dwellers of the Fire — they will abide therein.
Allaah will destroy Ribaa and will give increase for Sadaqaat (deeds of charity, alms). And Allaah likes not the disbelievers, sinners” [al-Baqarah 2:275, 276]
“O you who believe! Fear Allaah and give up what remains (due to you) from Ribaa (from now onward) if you are (really) believers.
And if you do not do it, then take a notice of war from Allaah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums)” [al-Baraqah 2:278, 279]
The Prophet (peace and blessings of Allaah be upon him) cursed the one who consumes riba, the one who pays it, the one who writes it down and the two who witness it, and he said, “They are all the same.” Narrated by Muslim, from the hadeeth of Jaabir (may Allaah be pleased with him).
And he (peace and blessings of Allaah be upon him) said: “A dirham of riba consumed knowingly by a man is worse before Allaah than committing zina thirty-six times.” Narrated by Ahmad and al-Tabaraani, classed as saheeh by al-Albaani in Saheeh al-Jaami’.
And there are other texts which point to the enormity and abhorrent nature of this crime.
The Islamic financial system does not approve of any transaction that includes riba, rather the sharee’ah forbids certain transactions so as to prevent the means that lead to riba.
Secondly:
The banks that exist nowadays are all riba based banks, with a few rare exceptions. Just because a bank is located in a Muslim country does not mean that it is an Islamic bank. Most of these banks are connected to Jewish and Crusader banks overseas. It is most regrettable that in the Muslim lands which are home to more than a billion Muslims there is no Islamic bank that is free from riba, apart from a few institutions.
So the decision makers among the Muslims have to pay due attention to this matter and establish an independent Islamic banking system. There are scholars and people who are able to work in this field, and there is a great deal of capital, praise be to Allaah.
Thirdly:
The true Islamic financial system is a system that is free of riba, because it is a system that is derived from the Book of Allaah and the Sunnah of His Messenger (peace and blessings of Allaah be upon him).
4 – Adult Franchise and Voting Power:
Democracy is a man-made system, meaning rule by the people for the people. Thus it is contrary to Islam, because rule is for Allaah, the Most High, the Almighty, and it is not permissible to give legislative rights to any human being, no matter who he is.
Undoubtedly the democratic system is one of the modern forms of shirk, in terms of obedience and following, or legislation, as it denies the sovereignty of the Creator and His absolute right to issue laws, and ascribes that right to human beings. Allaah says (interpretation of the meaning):
“You do not worship besides Him but only names which you have named (forged) — you and your fathers — for which Allaah has sent down no authority. The command (or the judgement) is for none but Allaah. He has commanded that you worship none but Him (i.e. His Monotheism); that is the (true) straight religion, but most men know not” [Yoosuf 12:40]
“The decision is only for Allaah” [al-An’aam 6:57]
Secondly:
The one who understands the true nature of the democratic system and the ruling thereon, then he nominates himself or someone else (for election) is approving of this system, and is working with it, is in grave danger, because the democratic system is contrary to Islam and approving of it and participating in it are actions that imply apostasy and being beyond the pale of Islam.
It is not permissible for a Muslim to nominate himself in the hope that he can become part of a system which rules according to something other than that which Allaah has revealed and operates according to something other than the sharee’ah of Islam. It is not permissible for a Muslim to vote for him or for anyone else who will work in that government, unless the one who nominates himself or those who vote for him hope that by getting involved in that they will be able to change the system to one that operates according to the sharee’ah of Islam, and they are using this as a means to overcome the system of government, provided that the one who nominates himself will not accept any position after being elected except one that does not go against Islamic sharee’ah.
The Muslims in a country that is not governed according to Islamic sharee’ah should do their utmost and strive as much as they can to bring about rule according to Islamic sharee’ah, and they should unite in helping the party which is known will rule in accordance with Islamic sharee’ah. As for supporting one who calls for non-implementation of Islamic sharee’ah, that is not permissible, rather it may lead a person to kufr, because Allaah says (interpretation of the meaning):
“And so judge (you O Muhammad ) among them by what Allaah has revealed and follow not their vain desires, but beware of them lest they turn you (O Muhammad) far away from some of that which Allaah has sent down to you. And if they turn away, then know that Allaah’s Will is to punish them for some sins of theirs. And truly, most of men are Faasiqoon (rebellious and disobedient to Allaah).
Do they then seek the judgement of (the days of) Ignorance? And who is better in judgement than Allaah for a people who have firm Faith” [al-Maa’idah 5:49-50].
Hence when Allaah stated that those who do not rule in accordance with Islamic sharee’ah are guilty of kufr, He warned against helping them or taking them as allies or close friends, and He commanded the believers to fear Him if they were truly believers. He says (interpretation of the meaning):
“O you who believe! Take not as Awliyaa’ (protectors and helpers) those who take your religion as a mockery and fun from among those who received the Scripture (Jews and Christians) before you, and nor from among the disbelievers; and fear Allaah if you indeed are true believers” [al-Maa’idah 5:57]
Two Sufi Muhammads of Punjab – [Shahbaz Sharif and Dr Israr Ahmed]
http://chagataikhan.blogspot.com/2009/04/two-sufi-muhammads-of-punjab-shahbaz.html